I found a pretty good demo on the MSDN site for the MIX10 conference. I ripped out its skinned model with animation because it is better than anything I have. Using a custom pipeline code is a bit new to me but I successfully copy-pasted the parts from the demo that I needed

Link: http://creators.xna.com/en-US/minigame/reachgraphicsdemo

Release Notes v0.21
* Loading skinned 3d Model
* Loading animations
* Playing animations at variable speed